Average mortgage rates are unchanged from the previous week but overall homeowners are still struggling to find a decent mortgage rate. The average rate on a two-year fixed deal this week stood at 5.74%, while for a five-year deal, rates came in at 5.24%, according to figures from Uswitch. The market appears to be volatile, as the higher costs providers are paying to fund mortgage lending have pushed many lenders to axe some of the cheaper deals. Still, some lenders such as NatWest and Halifax have slightly improved their offers. This follows the Bank of England’s (BoE) decision to leave UK interest rates on hold at their current 16-year high of 5.25% for a fifth consecutive time. Uswitch mortgage expert Kellie Steed told Yahoo Finance UK: “Again a fairly static week for average rates, lenders both increasing and decreasing their deals have likely maintained this balance. Whereas Santander and TSB have both made reductions on some of their fixed-rate options, the Bank of Ireland have increased some of theirs. Virgin Money, on the other hand, has both reduced some deals and increased others in their range. "While recent speculation was that the base rate would fall in June, many experts...